1. Agreement to these Terms
These Terms of Service ("Terms") are an agreement between you and Mind To Money Steps ("Mind To Money Steps," "we," "us," or "our"). They apply when you visit mindtomoneysteps.com (the "Site") or buy any of our digital products (the "Products"). By using the Site or making a purchase, you agree to these Terms and to our Privacy Policy. If you don't agree, please don't use the Site or buy our Products.
2. Eligibility
You must be at least 18 years old, or the age of majority where you live, to buy our Products. By purchasing, you confirm that you meet this requirement and that the payment information you give us is yours to use.
3. What you're buying
The Mind To Money Starter Bundle is a digital educational product. It includes four video lessons and four printable Action Sheets in PDF format, as described on the sales page when you buy. No physical items are shipped. We may improve or update the content over time.
4. Pricing and payment
- Prices are shown in U.S. dollars. The price charged is the one displayed at checkout when you complete your order.
- Payments are processed by a third-party payment processor. Your payment is also subject to that processor's terms.
- The Starter Bundle is a one-time payment, not a subscription. You will not be charged again unless you make another purchase.
- You are responsible for any taxes that apply to your purchase, unless we collect them at checkout.
- We may change prices at any time. Changes don't affect orders already completed.
5. Delivery and access
After your payment goes through, you'll receive access information by email. If you haven't received it within 24 hours, check your spam or promotions folder, then contact us at mindtomoneysteps@gmail.com.
We recommend downloading and saving your Action Sheets once you have access. We provide the video lessons online and may change how or where they're hosted, as long as you can still reasonably access what you purchased. We're not responsible for access problems caused by your own device, internet connection, or email settings.
6. Refund policy
All sales are final. Our Products are digital and delivered instantly, so we don't offer refunds once your purchase has been delivered.
We will issue a refund in these situations:
- Duplicate charges: if you were accidentally charged more than once for the same order.
- Access problems we can't fix: if you can't access your purchase because of a problem on our end and we can't resolve it within 7 days of you contacting us.
To request help, email mindtomoneysteps@gmail.com with the email address you used at checkout and a short description of the problem.
Chargebacks. Please contact us before disputing a charge with your bank. We're usually able to fix problems quickly. If a chargeback is filed, we may suspend access to the Product while it's resolved.
7. Your license
When you buy a Product, we give you a personal, limited, non-exclusive, non-transferable license to access and use it for your own personal, non-commercial learning. You may print the Action Sheets for your own use as often as you like.
You may not:
- Share, resell, give away, or lend the Products or your access to them;
- Upload, post, or distribute the videos, Action Sheets, or any part of them online or in groups, courses, or communities;
- Record, copy, or reproduce the video lessons;
- Remove our branding or copyright notices; or
- Use the Products to create a competing product.
If you break these rules, we may end your license and access without a refund.
8. Intellectual property
The Site and Products, including the videos, Action Sheets, text, graphics, logos, and designs, are owned by Mind To Money Steps or its licensors and are protected by copyright, trademark, and other laws. These Terms don't transfer any ownership to you. "Mind To Money Steps" and our logo are our trademarks.
9. Educational purposes only; no guarantees
Our Products are for educational and informational purposes only. They are not financial, investment, legal, tax, or accounting advice. Consider talking to a qualified professional before making decisions in those areas.
Earnings disclaimer. We do not promise or guarantee any income or results. Any income figures, including the "$1,000 in 30 days" goal, are examples and goals, not typical or guaranteed results. Your results depend on your own effort, skills, experience, market, and circumstances, and many people earn little or nothing.
You are responsible for your own business decisions, and for following any laws, licenses, and tax rules that apply to your activities.
10. Emails
When you buy from us, we'll send emails about your purchase. We may also send marketing emails, such as tips, new lessons, and offers. You can unsubscribe from marketing emails at any time using the link in any email. See our Privacy Policy for details.
11. Using the Site
You agree not to misuse the Site. This includes trying to hack or disrupt it, scraping or copying its content without permission, using it for anything illegal, or interfering with other people's use of it. The Site may link to or use third-party services, such as our checkout and payment providers and video player. Those services have their own terms, and we're not responsible for them.
12. Disclaimers
The Site and Products are provided "as is" and "as available." To the fullest extent allowed by law, we disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We don't guarantee that the Site will always be available, uninterrupted, or error-free.
13. Limitation of liability
To the fullest extent allowed by law, Mind To Money Steps and its owners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any lost profits, revenue, or data, arising from your use of the Site or Products. Our total liability for any claim related to the Site or Products is limited to the amount you paid us for the Product in question. Some places don't allow these limits, so some of them may not apply to you.
14. Indemnification
You agree to defend, indemnify, and hold harmless Mind To Money Steps and its owners from any claims, losses, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or your misuse of the Site or Products.
15. Governing law and disputes
These Terms are governed by the laws of the State of California, USA, without regard to its conflict-of-law rules. If a dispute comes up, please contact us first. We'll try in good faith to resolve it informally within 30 days. If we can't, the dispute will be resolved in the state or federal courts located in California, and you and we agree to the jurisdiction of those courts. Nothing in this section stops either of us from bringing an eligible claim in small claims court.
16. Changes to these Terms
We may update these Terms from time to time. When we do, we'll change the effective date at the top of this page. The Terms in effect when you made your purchase apply to that purchase. By continuing to use the Site after an update, you agree to the updated Terms.
17. General
These Terms and our Privacy Policy are the entire agreement between you and us about the Site and Products. If any part of these Terms is found to be unenforceable, the rest stays in effect. If we don't enforce a provision right away, we haven't given up the right to enforce it later. You may not transfer your rights under these Terms. We may transfer ours, for example as part of a sale of our business.